If you have been working towards a big financial goal of any kind, such as getting out of debt, saving money for a house, etc., then you know just how mind-consuming the whole process can be. For me, my huge goal right now is to get out of all debt. Since this goal is so important to me, I find myself thinking about money all-the-time. Almost to the point where I feel it is unhealthy.
When I’m constantly thinking about how much debt I’m in, how much money I’m spending, how I can make more money, etc., it can get very scary and very exhausting very fast. I find myself stressed and my whole body feels tense. Living in this state of mind for very long can obviously have some negative effects on your health in the long run.
We need to find a balance. While yes, you do need to be focused on your goals and keep them fresh in your mind in order to stay motivated, you also need time to relax and reflect on all the progress that you have made. If you live in a constant state of stress and intensity, it can be too easy to get burned out and de-rail your progress.
When I find myself getting too consumed with money, I find it important to remember the other important things.
There is SO much more to life than money. I know you’ve heard many times over that money cannot buy you happiness. I think that we need to hear this time and time again because it’s true, but it’s a truth that is easy to forget. We think that as soon as we hit that next milestone, as soon as we pay off the credit card, or save up enough to quit our job and travel the world for a year, that we will be happy then. But then the next big goal will pop up, demanding our attention. You aren’t able to bear the thought of returning to work next year, so you start to obsess over how you can turn this traveling gig into a full-time deal. You pay off the credit card, only to realize that you should probably pay off the car too. While there is nothing wrong with striving to hit your goals and create new ones, it’s so important to put time in for the other things in life too. The important things in my life are the people in it (my family and friends), the environment in my home, faith and spirituality, and self-improvement, to name a few. When I find myself obsessing a bit too much about getting out of debt, there a few things I like to do, such as read a book, visit my parents, go out with my husband, decorate the house, etc.
Take some time to figure out what the important things in your life are. You can print out my free journaling prompt page below to get you started.
I know what it feels like to constantly be thinking about money, and all the emotions that comes with it. When you get too overwhelmed, give yourself a break to focus on the other important things in your life. If you don’t know exactly what is important to you, I encourage you to download the worksheet above and take a few minutes today to figure out what those important things in your life are. Share in the comments what you’re going to start focusing on today!