The holidays are wrapping up and the new year is quickly approaching. If you’re anything like me, you like to set new year’s resolutions. But if you’re also like me, you may find yourself repeating those resolutions year after year.
My new year’s resolution has been to get out of debt–for three years in a row. At the end of every year I would look back and realize I had made no progress, or worse, that I had added to my debt.
I really didn’t understand why year after year, I wasn’t making any progress at all. I knew that there were times that I would really work hard and send in multiple debt payments a month. So what was the deal? Why was I not making any progress on paying off my debt?
I realized the answer was simple: at the same time that I was paying off my debt, I was adding to it just as fast.
I’ve decided that this year is going to be different.
This is the year that I am actually going to pay off debt. But instead of just saying this and trying and failing (again), I’ve made a plan for my finances that will actually make a difference. If you have financial goals you want to see get done this year, check out these steps to take…
Click here to continue reading this post over on Sarah Titus.com. Sarah is one of the most amazing bloggers I know. Her tips about saving money are extremely useful, and her story about earning an income at home to stay home with her kids is extremely inspiring. Check out her site, and the rest of the post, at SarahTitus.com!